Life Foundations, is an Insurance and Financial Services Marketing and Distribution company that was formed on the following premise; "to bring something new and different to the marketing of insurance products"
We are a firm that is focused on offering a full solutions based approach to insurance, both "new and different".
The "new" is to bring an educational approach to the consumer that focuses on a technological based approach. The "different" is based on a balance between using technology and ease of doing business. Our full service solution will prove to be a refreshing approach in your experience in working with us.
The business philosophy at Life Foundations, LLC, is shaped by over 20 years experience in the Insurance and Financial Services market. Our passion and focus is to design a plan that will address our client's financial goals and impact future generations. Our planning touches on key elements regardless of what stage of life you are in.
This broad lineup offers several types of Life Insurance from: A basic Term Insurance policy that will help address basic needs such as Final expenses, to Paying off debt to funding your child's education, to a Cash value building component found in a Universal Life and also Equity Indexed Universal Life products.
In the event of your passing, life insurance provides money directly to your beneficiaries. They can use the money for whatever they want, such as:
Affordable way to help provide financial stability to your beneficiaries in the event of a sudden loss of life
Fund your child's education
Paying off household debt
Paying for your funeral and other related expenses
We are an insurance boutique that is focused on offering a full solutions based approach to insurance.
Our diverse offering is focused on four key areas:
We have partnered with Industry leading carriers to offer a broad range of Life insurance solutions from Term Insurance, to Universal Life and also Equity Indexed Universal Life products.
Initially higher premiums than Term, but generally more cost-effective in the long run.
Protection for life, as long as sufficient premiums are paid.
Can build equity in the form of a cash value
Offers flexibility and many options to choose from.
Our Values
You rely on us to help design a comprehensive plan that will serve as the basis for a strong financial future. We take that responsibility seriously. Trust is a valuable commodity and it serves as a pillar in making any relationship work, to that end we adhere to the laws and regulations that govern our business.
We strive to act with integrity across all areas of our business and demonstrate a high level of ethical standards in all our practices.
A Practical Approach
Seasoned professionals work closely with the best products in the industry to achieve the highest value for our clients. At the center of our planning is a realistic, needs-based approach to your financial strategy. We work closely with you to understand your unique situation and develop a plan to achieve your financial goals.
Pillars
Ethics: Every representative is licensed in the state they offer our products in. Secondly, we adhere to state continuing education guidelines which helps us to keep up with the latest industry standards on ethics, solicitation guidelines, and overall state governance.
Integrity: As insurance professionals we have a duty to be honest not only within the insurance industry, but with the public we serve. We put the clients insurance and financial needs ahead of the need for a sale.
Purpose: Our goal Is a simple one, and that is to help Individuals, Families and Business owners take the next step toward a more secure financial future.
Values: We will treat everyone with respect, honesty and integrity. That is at the core of who we are.
Financial Storm leaves many wondering – How can I protect what is left?
The Facts:
Stocks, Bonds and Mutual funds have always been regarded as a means to building a retirement plan for your golden years. Today, the recent financial turmoil has left these same financial instruments shaken, and at the very least severely depleted.
We believe that a solution can be an Annuity (Fixed or Fixed Indexed). We have designed a select lineup of providers to choose from.
