| Who We Are |
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Life Foundations, LLC, is shaped in part by a professional career of over 20 years experience in insurance and financial services. My passion and focus is to design a plan that will address my client's financial goals and ideally impact future generations. Our planning touches on key elements regardless of what stage of life you might be in.
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| Our Value Proposition - A Comprehensive Offering |
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We have partnered with the Gradient Insurance Brokerage, Inc, (www.gradientfg.com/gib) to offer a rich lineup of insurance based products designed to serve the diverse insurance and financial service needs of an expanding multicultural society. |
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That is why our mission and purpose is centered on the following principals we call "The Pillars of Our Foundation".
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| Foundation Pillars: We recognize the importance of building trust as well as upholding the values of Integrity and accountability that the public demands. |
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Ethics: Every representative is licensed in the state they offer our products in. Secondly, we adhere to state continuing education guidelines which helps us to keep up with the latest industry standards on ethics, solicitation guidelines, and overall state governance. |
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Trust: As insurance professionals we have a duty to be honest not only within the insurance industry, but with the public we serve. We put the clients insurance and financial needs ahead of the need for a sale. |
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Purpose: Our goal Is a simple one, and that is to help Individuals, Families and Business owners take the next step toward a more secure financial future. |
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Values: We will treat everyone with respect, honesty and integrity. That is at the core of who we are. |
Life Foundations, is an Insurance and financial services marketing and distribution company that was formed on the following premise "to bring something new and different to the marketing of insurance products"
The 'new' is to bring an educational approach to the consumer. One that focuses on a technological based approach.
The 'different' is based on a balance between using technology and easy of doing business. Our full service solution will hopefully prove to be a refreshing approach that you will experience in working with us.
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Real Solutions for Real Life Situations |
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What If this happens to you?
What if you were unable to perform your work duties due to an injury or Illness, which causes you to lose your income? What would happen if your paychecks suddenly stopped because you were too sick or injured to work? What if you couldn't work for months — or years?
You'd still have to pay all your monthly bills, including food, utilities, and house and car payments. Add in things like tuition and retirement funding, and it's easy to see how savings could quickly disappear.
| Disability Facts: |
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1 in 3 working Americans will become disabled for 90 days or more before age 65. |
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The average disability absence is 2.5 years. |
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More than 80% of working Americans don't have disability income insurance or aren't covered adequately. |
Click here for a Disability Quote
We can help you prepare a solution that can combine a term insurance plan with a disability solution.
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| A Word From The President |
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My name is Alexis Ramos. I want to thank you for considering Life Foundations, LLC, as a partner in designing a solution to your insurance and financial planning needs. I am thrilled to have the opportunity to earn your trust as well as your business. Our goal is simple, and that is to offer you a positive experience, reliable service and an affordable line up of insurance and financial products.
I recognize that you have many options, in selecting a partner that will help achieve your financial goals.
That is why we want to remain a nimble company, which is able to adjust to a changing marketplace. We want to hear from you and constantly bring you additional products and services that will add to your quality of life.
We will work hard to earn your trust, and we will work smart to select products and services that are closely aligned to your financial goals.
Every client is important to us, that is why every decision we make is an important element in designing the right solution to fit their needs. Thank you for considering us and we look forward to working with you!
Contact us at ilifeteam@lifefoundationsllc.com to meet with a executive team. |
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| News and Information |
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Did you know?
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You can choose payments that last your lifetime, the lifetime of you and your spouse (or another person), or a fixed number of years. Ask a Representative about this Income Rider feature. |
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Second Point - Contact us and let us show you How Annuities Work! |
| Our Values |
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You rely on us to help design a comprehensive plan that will serve as the basis for a strong financial future. We take that responsibility seriously. Trust is a valuable commodity and it serves as a pillar in making any relationship work, to that end we adhere to the laws and regulations that govern our business. |
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We strive to act with integrity across all areas of our business and demonstrate a high level of ethical standards in all our practices. |
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| A Practical Approach |
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Seasoned professionals work closely with the best products in the industry to achieve the highest value for our clients. At the center of our planning is a realistic, needs-based approach to your financial strategy. We work closely with you to understand your unique situation and develop a plan to achieve your financial goals. |
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| Pillars |
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Ethics: Every representative is licensed in the state they offer our products in. Secondly, we adhere to state continuing education guidelines which helps us to keep up with the latest industry standards on ethics, solicitation guidelines, and overall state governance. |
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Integrity: As insurance professionals we have a duty to be honest not only within the insurance industry, but with the public we serve. We put the clients insurance and financial needs ahead of the need for a sale. |
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Purpose: Our goal Is a simple one, and that is to help Individuals, Families and Business owners take the next step toward a more secure financial future. |
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Values: We will treat everyone with respect, honesty and integrity. That is at the core of who we are.
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| Financial Storm leaves many wondering – How can I protect what is left? |
The Facts:
Stocks, Bonds and Mutual funds have always been regarded as a means to building a retirement plan for your golden years. Today, the recent financial turmoil has left these same financial instruments shaken, and at the very least severely depleted.
We believe that a solution can be an Annuity (Fixed or Fixed Indexed). We have designed a select lineup of providers to choose from.
Learn More
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| We provide access to these products and services: |
We offer plans offering your international operations valuable coverage tailored to the local needs and risk profile.
Multi carrier solutions approach, that allows us to offer a variety of insurance solutions help spread risk and control costs.
Learn More
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